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Cash Discount

You Just Sold This Jacket For $100

Swipe $100, Keep $100. It's That Simple!

Stop Paying To Accept
Credit Cards

Eliminate 100%
Of Your Processing Fees

• Pay 0% Processing Fees
• Free Credit Card Terminal
• No Contracts
• Next Day Funding

How Much Can You Save
How Much Can You Save

MONTHLY CREDIT CARD PROCESSING VOLUME


$0

$0 $10,00 $25,000 $50,000+

YOUR MONTHLY SAVINGS
WITH BETTERPAY

 SAVINGS PER YEAR
$0.00

Compared To Traditional
Processing Rates 

YOUR MONTHLY CREDIT CARD PROCESSING

What is the amount of your average credit card transaction?

$0

$0 $10,00 $25,000 $50,000+

YOUR MONTHLY SAVINGS
WITH BETTERPAY

Your savings per year:
$0.00
$0.00 service fee to customer (3.95%)
Stop Pay To Accept Credit Card
Stop Pay To Accept Credit Card
See How It Works

The Betterpay Cash Discount Program allows merchants to eliminate 100% of their processing fees by incentivizing
shoppers & clients to pay with cash, for a discount. Stop paying high rates and fees to process credit cards and switch

to 0% processing today.

  • Increase Profits 
  • 0% Processing 
  • Free Terminal Placement 
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    Next Day Deposits 
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    No Hidden Fees
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    No Cancelation Fee
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    Secure Payments
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    Full EMV/PCI Compliance
  • Increase ​Profits
  • 0% Proce​​​​​ssing
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    No Hidden Fees
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    No Cancelation Fee
  • Free Terminal Placement
  • check
    Next Day Deposits 
  • check
    Secure Payments
  • check
    Full EMV/PCI Compliance
  • Increase ​Profits
  • 0% Proce​​​​​ssing
  • check
    No Hidden Fees
  • check
    No Cancelation Fee
  • check
    Free Terminal Placement 
  • check
    Next Day Deposits
  • check
    Secure Payments
  • check
    Full EMV/PCI Compliance

0% Credit Card Processing


  • Are you accepting credit card?


  • This field is for validation purposes and should be left unchanged.

0% Credit Card Processing


  • Are you accepting credit card?


  • This field is for validation purposes and should be left unchanged.
Common Questions
Common Questions

Betterpay's Cash Discount Program allows merchants to eliminate 100% of their processing fees by incentivizing shoppers & clients to pay with cash, for a discount. Customers who opt to pay via credit cards will typically pay a 4% line item on their receipt.

Most merchants see an increase in cash sales due to the program. For merchants who process small items such as car washes and dry cleaners; notice that the cash discount fee is almost unnoticeable as a $10 item or service will only carry a .40 cent line item. In recent studies, 99.2% of the time, the cash discount program was not an issue at the point-of-sale and had zero impact on sales. The Betterpay Cash Discount Program will always allow you to remove the non-cash adjustment line item for any customer. You will also have the option to switch back to traditional processing or Join our 0% Markup Program if you decide the Cash Discount program does not work for your business.

As of January 27, 2013 several Card industry changes went into effect with regards to the credit card company’s federal class action litigation settlement. This change allows merchants to “offer a cash discounts to customers and clients who pay with payment forms less expensive than traditional Bank Debit cards.

In order to be legally compliant and registered

1. Betterpay will provide a clear signage which is required by law to be displayed at the business entry point and at the point-of-sale to easily and accurately explain the Cash Discount Program. If a customer or client chooses to pay with cash or check the service charge is discounted and the line item will not be applied.

2. The line item fee or discounted amount must be present on any generated receipts from the transaction.

There are multiple credit card terminals and POS systems that work with Betterpay's Cash Discount Program including the Deja Vu Z8, Z11. For an additional $49.95 a month you can receive a Poynt Smart Terminal placement.

Our simple online application takes only 5 minutes to complete. The approval process is usually within 24 hours. Once you are approved a Betterpay merchant account specialist will contact you to go over your equipment and account details.

Funds are typically* deposited into your business account within 24 hours.

Every time a customer uses their credit card, the merchant must pay a small percentage of the transaction to the card brand (Visa, MasterCard, Discover, Amex,). This fee is known as interchange which is the true cost of processing. Unfortunately, many processing companies attach their rates on the true cost. Many merchants are unaware that they are paying an unnecessary markup. At Betterpay, we never profit from rates that's why we introduced 0% markup, meaning our merchants never pay more than the true cost to process credit cards.

At Betterpay, we have simplified the payment industry by creating a better merchant experience. We are committed to delivering better services through technology, pricing, and support. As we believe the future of payments is a world where merchants only pay the actual cost to process credit cards.

Simply The Better Choice
Simply The Better Choice

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Betterpay is a registered ISO/FSP of Woodforest National Bank in Houston, TX - Member FDIC and a registered ISO of Wells Fargo Bank, NA. Canadian Branch.

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